Congrats on your refi!
Mine is for an investment property without an appraisal. I wasn't allowed to roll any refinance expenses into the loan; so I do have to bring funds to the table.
I had to source deposits which were work expense reimbursements so that was easy. Also my car was totalled; so I had a 13000 deposit from the insurance settlement that I had to source. No big deal.
Its almost over and I cant wait!
The biggest delay was due tl the number of Fha.streamline refinances that are going on right now. My file was one of many that the loan officer was working on.
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
Mine is for an investment property without an appraisal. I wasn't allowed to roll any refinance expenses into the loan; so I do have to bring funds to the table.
I had to source deposits which were work expense reimbursements so that was easy. Also my car was totalled; so I had a 13000 deposit from the insurance settlement that I had to source. No big deal.
Its almost over and I cant wait!
The biggest delay was due tl the number of Fha.streamline refinances that are going on right now. My file was one of many that the loan officer was working on.
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
