Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
Re: LO& broker pulling my leg or real hope?

If it's just one late you might get lucky with an LOE, but it is an FHA requirement to have 12 months clean credit.  Stay positive but be realistic.  Another poster here was right up to the second with Wells Fargo and they pulled the plug on her, and I've read stories of others too.  However, everyone else out there who probably did get approved didnt come here to the forum to tell us.  So you don't know the odds.  Good Luck!

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720