Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011
Re: USDA Guaranteed Questions

I agree with the growing consensus...you need to find a different lender. Most who work USDA guaranteed loans only require a 620-640 median FICO score. 680, to me, seems excessive given the fact that a USDA guaranteed loan is virtually risk-free for the lender.

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hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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