Re: VA Loan through WF.

adonis2011 · ‎04-03-2012

My husband and I have been working on our credit **bleep** and the builder is paying closing cost. Will not having reserves be a deal breaker? Anyone have experience with WF VA process?

jnkp2001 · ‎01-04-2012

We are with Veterans United. They said it wasn;t, but you never know.....lol

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

llecs · ‎08-04-2007

Pardon bleeps....technical glitch.

Sarah · ‎03-26-2012

The **bleep** issue has been fixed -- it was a matter of altering our spam filter. Apologies for the inconvenience -- please carry on as you were

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DrJim · ‎10-26-2009

Closed a WF VA in June. Reserves were not an issue. Very easy process, had a 711 midscore at the time. Many folks end up with their earnest money back at closing.

Good luck!

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

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seigex · ‎05-16-2012

DrJim wrote:
Closed a WF VA in June. Reserves were not an issue. Very easy process, had a 711 midscore at the time. Many folks end up with their earnest money back at closing.

Good luck!

phew thanks, my middle score is 704 ... I was getting nervous about reserves with my VA loan as I keep going over in my head what could go wrong... thanks for the reassurance

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500