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From_LV wrote:

Hi,

 

I'm considering short sale my house, but I don't want to hurt my credit score.  I was told that the bank allows you to short sale a house without deliquent payment.

I'm wondering even if I have no late payment on the mortgage, will short sale hurt my credit score?  Have anyone gone through that? How does it effect your credit score?

 

Thanks,

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From_LV wrote:

Hi,

 

I'm considering short sale my house, but I don't want to hurt my credit score.  I was told that the bank allows you to short sale a house without deliquent payment.

I'm wondering even if I have no late payment on the mortgage, will short sale hurt my credit score?  Have anyone gone through that? How does it effect your credit score?

 

Thanks,

---

---

From_LV wrote:

Hi,

 

I'm considering short sale my house, but I don't want to hurt my credit score.  I was told that the bank allows you to short sale a house without deliquent payment.

I'm wondering even if I have no late payment on the mortgage, will short sale hurt my credit score?  Have anyone gone through that? How does it effect your credit score?

 

Thanks,

---

I am almost done with a short sale and have never been late, so Banks are approving short sales without delinquency if you have an imminent hardship i.e. loss of spouses job etc. 

A short sale will hurt your credit but I'm not sure how much.  I know it will depend on how your credit is now.