Re: My fico score low of 763 but lender says 713 How dat possible
11-10-2012 01:15 AM
anderson2624 wrote:
Seem quite ODD.
Merryl Lynch is potential lender. Does anyone understand how a lender can manupulate the score. Certainly with a low score they can charge a higher rate and even more fees.
PLEASE someone EXPLAIN.
Any laws out there to protect us?
I don't think there's much of a difference between a 763 and 713 when it comes to rates... but that is odd unless they are using their own inhouse score
Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702
NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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