Frequent Contributor
Posts: 489
Registered: ‎02-07-2010
Re: Getting a VA Loan with Veteran spouse with bad credit

I am currently in the situation as the OP. I am still active duty and my wife is a vet who has bad credit. They just took her off the loan and used my income only. We will hear back within the next couple of week weather we are approved or not.


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 635 (15 APR 2015), Equifax: 685 (15 APR 2015), Experian: 662 (15 APR 2015)
Goal Score:All scores All scores at least 680+ by Jan 2016!!

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