Posts: 97
Registered: ‎10-13-2008
Consolidate debt with first time mortgage NOT refinance or equity loan

i am looking to purchase my first home.  Can anybody tell me if there are any mortgage companies out there that will allow me to consolidate about $23K in loans and credit card debt in with my first loan.  for example if a house is valued at $180K but it is selling for $150K.  are there any mortgage companies that will give me a loan for $150K + $23K (cards/loans) = $173K.  also i dont want to have to put anything down.  this is still $7k less than the value of the home. 

Starting Score: EQ-556, TU-614
Current Score: EQ-718, TU-768, EX-739
Goal Score: EQ-800, TU-800, EX-800

Take the FICO Fitness Challenge