i am looking to purchase my first home. Can anybody tell me if there are any mortgage companies out there that will allow me to consolidate about $23K in loans and credit card debt in with my first loan. for example if a house is valued at $180K but it is selling for $150K. are there any mortgage companies that will give me a loan for $150K + $23K (cards/loans) = $173K. also i dont want to have to put anything down. this is still $7k less than the value of the home.
Starting Score: EQ-556, TU-614