11-16-2012 05:24 AM
NVR denied us because my wife's mid score was too low. They never informed us that I could apply for the loan by myself. We then went to SunTrust here and the LO gave me an approval letter on the spot and didn't even pull credit. NVR quickly changed their tune after that and stated that they could get us approved as well.
Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 695 (26 JUN 2013), Equifax: 636 (26 JUN 2013), Experian: 670 (26 JUN 2013)
Goal Score:All scores 700+ by Dec 2013!!
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