Re: Need help deciding which refinance?
11-18-2012 08:14 AM
FHA always charges a percentage for refinanaces. While the FHA refinance charges can be rolled into the loan, most all other fees(bank, origination) have to be paid at closing.
A lot of banks will quote you with premium points to offset the amount at closing, you have to just tell them how much money you are willing to bring, for the most part closing costs are similar across the board, just watch the percentage and bank or origination fees.
Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):
Goal 760 Across the Board: