Posts: 84
Registered: ‎04-03-2012
Re: Having to start over... Devastated!

No late pays in over a yr. never filed BK. there is a recent medical bill that popped up that I'm paying and it will be deleted. I did have to write a letter of explanation about itIt we were told the VA isn't concerned with collections. But we have been extra careful about items hitting the credit.... This one just slipped through. Our DTI is 14%. I was hoping that would count for something. idk