Regular Contributor
Posts: 147
Registered: ‎03-21-2012
Re: May need to find a new lender....advice needed

jasimae wrote:
I am so sorry to hear that your loan officer is giving you the run around. Did he send you your reports? do they differ in any way? If you are not comfortable then maybe its time to find someone else. I know that's heartbreaking to feel like your starting the process all over again and you were so close. You will know how to prceed when you have the reports in hand and can get a handle on everything. Maybe they just need a LOE. Can he take your file to a supervisor. I am so rooting for you. Please stay positive. My thoughts are with you.

I have all of the reports he pulled and I have combed through each one. The scores differ a little but the info is all the same except for the fact that the most recent one has 4 less derrogotary accounts....which is actually better.  I agree with including a LOE but this guy is only trying automated uw. 

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board