New Member
Posts: 4
Registered: ‎11-27-2012
EQUIFAX INQUIRY REMOVAL

DOES ANYONE KNOW THE FASTEST WAY TO REMOVE EQUIFAX INQUIRY REMOVALS?  I need them removed asap to get the "1" point I need to close on my mortgage. 

 

Established Contributor
Posts: 509
Registered: ‎05-16-2012
Re: EQUIFAX INQUIRY REMOVAL

BrianW513 wrote:

DOES ANYONE KNOW THE FASTEST WAY TO REMOVE EQUIFAX INQUIRY REMOVALS?  I need them removed asap to get the "1" point I need to close on my mortgage. 

 


I've tried and failed on removing my inquiries.. you sure that's the only way to get a point? I lost 1 point by allowing a balance to report on a second credit card so maybe you have a credit card you can zero out?

FICO 08 EX: 802 EQ: 780 TU: 804

Total Credit Lines: $133,700
Moderator
Posts: 13,897
Registered: ‎04-15-2011
Re: EQUIFAX INQUIRY REMOVAL

If the inquiries were legit, then there is no way to get them off.  There's a way that's shown on other websites, but if you went that way, I bet you'd tank your mortgage app.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 133
Registered: ‎03-29-2009
Re: EQUIFAX INQUIRY REMOVAL

Can you pay down the balances on any of your cards to give you that little extra bump??