Valued Member
tshope4205
Posts: 39
Registered: ‎11-09-2012
620 score exactly - what lenders.?
[ Edited ]

I had my scores pulled today & I have a 620 mid score.  I have a pre-approval through FGMC, but rate is in the 4's so I'd like to shop around.  Contacted WF & they told me they just raised requirements to 640.  Amerifirst told me they also need to see 640 - possible a 620 but didn't sound very likely.  Anyone else know of any lenders with a competitive rate at 620?

 

I do have a chance that score will be up to 640 once myvalances are updated to zero on a couple of cards....but would like some options in the meantime.


Starting Score: 534 (10.30.12)
Current Score: 649 (12.9.12)
Goal Score: 700


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