Regular Contributor
Posts: 135
Registered: ‎01-04-2012
Re: VA loan Journey!!!

getting2work wrote:

Congrats! Thanks for sharing your journey. I have been on FICO forums for about 3 years, started out with a ghastly score of 478 in my scorewatch when I realized we needed to make some major changes if we ever wanted to buy a home. Today I just sent off our mountain of paperwork to Veterans United with my husband and myself having a middle score around 650. Hopefully we will be closing on our first home in the upcoming months!

We have the same scores as you and are going thru Veteran's United.  We applied Nov 6th and got our conditional approval yesterday.   All we have to do now is wait for the appraisal to come back.  We should be closing by Dec 21st.  hope things are going well for you as well!:smileyhappy:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!