Re: 620 score exactly - what lenders.?
11-30-2012 05:41 AM
seconded....I sat at 639 for a few weeks, talk about nerve wracking. I'm almost to closing for on a USDA Guaranteed loan; my experience has been that you have to get to 640. My score on the loan app was 640; spouses was 700. We are locked in at 3.25%.
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Getting ready to close on our first home