New Contributor
Posts: 74
Registered: ‎06-11-2012
Re: 620 score exactly - what lenders.?

seconded....I sat at 639 for a few weeks, talk about nerve wracking. I'm almost to closing for on a USDA Guaranteed loan; my experience has been that you have to get to 640. My score on the loan app was 640; spouses was 700. We are locked in at 3.25%.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy