Re: 620 score exactly - what lenders.?
11-30-2012 09:28 AM
We put in an offer before my score reached 640 (it sat at 639 right up until the day it was sent to the underwriter--and then went to 640). My loan officer is amazing and did automatic rescores to get me to the 639. If you have credit card balances that are lower than what is reported, and have a loan officer worth their salt--you should be able to get the auto rescore. Once she pulled my credit report, she was able to tell me exactly what to do to get to 640.
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Getting ready to close on our first home