Posts: 14,062
Registered: ‎04-15-2011
Re: Mortgage Questions :)

Basically it depends on what you want and what route you're going?  Will this be your primary home?  I assume you are trying for FHA?  If you get to the 620-640 mark your chances are pretty good.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!