Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: anyone get a mortgage with less then a year of credit history?

webhopper wrote:
Most lenders look for at least 12 months of history.

I think the mortgage should wait until people are older... like you mentioned; its a huge responsibility and something you cant walk away from like when an apartment lease is up...

the person that im talking about is older. hes in his 40's but hes never had credit until recently. i talked directly with the loan officer/uw. 

as for my friend's brother yeah i agree hence why im not getting a mortgage right now. want to wait at least 6+ years. 

 

my point was just that with people new to credit generating 700 scores shouldnt be that hard to get a mortgage... 

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