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Posts: 538
Registered: ‎05-16-2012
Re: Update: Going for it! VA Loan - Houston we have a problem!

DesertLife wrote:

seigex wrote:

Another delay, after finally getting the Termite inspection completed yesterday and sent to underwriting today, apparently my Loan Officer is now arguing with the bank over whether or not they will pay the tax lein on the property that exist since the bank took over the foreclosure. From what it sounds like, they are refusing to pay and want me to pay. I'm suppose to be out of my current house Saturday and now it looks like I will be extending my stay here and may be missing my Christmas vacation. Keep in mind the underwriters were ready to close and fund last week, until these issues came up! I will never purchase a freddie mac foreclosure again...

Good luck, I hope it pays off and you get the house! From all I've read purchasing foreclosures can be a pain. It sounded like it was all going so smooth too. Here's hoping the troubles pass soon and you get in there.

Thanks! It's been a pain, but my Realtor is trying to convince me that I'm still early since I made the offer 6 weeks ago Smiley Happy (only been in escrow for 30 days). Turns out it wasn't taxes, but $300 worth of back garbage. The garbage was added to the second half of the tax payment which isn't due till April.


So of course, as government works, I can't just pay off the garbage bill, I have to pay the entire tax bill for April early, which will give me an overpayment and I'll get the money back, less the garbage bill (I offered to pay it to move it along) when the taxes are payed in April. That, along with some signatures that were checked off but never actually received, and the loan should fund on Monday, and hopefully record the same day, but Tuesday at the latest! I'm going to have to pay for a few extra days in my rental, but at least the process is almost done!


New Samsung Refrigerator is due in on Monday, and will be installed, can't wait! Smiley Very Happy

FICO 08 EX: 802 EQ: 780 TU: 804

Total Credit Lines: $133,700