Re: CR has 2 - 30 days late on Mortgage, but I was actually 17 days late??? (help needed)
12-28-2012 05:45 PM
They should not report you as 30 days late unless your payment is received at least 30 days after the billing due date, which would be the 1st of the next month. The standards & guidelines for credit reporting are clear on this. I'd write them a polite but firm letter asking them to remove the late payment notations.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX