Community Leader
Senior Contributor
StartingOver10
Posts: 4,572
Registered: ‎03-06-2010
Re: New Home mortgage after BK

Be careful here, the underwriter looks at the time period from your BK filing date to your new loan application date.

 

If you didn't surrender a home in the BK or lose it to f/c than the min period is 2 years. There are rare exceptions for extenuating circumstances that will allow for less than two years.