Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
Re: New Home mortgage after BK
Actually, I am in Denver and the lenders I have worked with here have told me it has to be 2 years from the discharge date not the filing date to prequalify.

OP, there are a ton of new homes being built out here and we are on Contract for a brand new home finished late last year.

Go to to find out about the CHFA homeopeners plus 1st/2nd 30 year fixed mortgages through Colorado's Housing Authority. They will roll your required 3% down and closing costs into a 2nd mortgage! We are going through them for our home loan and have to only come out of pocket $2,500 for a $347,900 home!

Welcome to Denver! :-)
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