Established Member
MsTime4Change
Posts: 12
Registered: ‎09-28-2011
Re: FHA Qualifying Chances and CA Settlement reporting importance

Mortgages is my daytime. Reading through the forums on myfico is what i do when Im not underwriting. :smileyhappy:

Congrats on paying off all of the baddies! I would definetely wait for the CR to update with the last item you settled with HSBC. But it looks like you may be buying a house soon. I would contact a Loan Officer in your area. Overall profile looks good.

Starting Score:TransUnion: 521(1/2013), Equifax: 467 (1/2013)
Current: TU 623(lender pull) EQ: 598 (myfico) EX: 612(lender pull 1/2014)
Goal Score:All scores 660+ by Dec 2014!!!