Valued Contributor
Posts: 1,146
Registered: ‎11-30-2012
Re: FHA Rules to change around March 31st on Mortgage Insurance!

Honeslty you shouldn't get a refund, you should adjust your withholdings so that at the end of the year, you owe $0 and you get back $0. Wouldn't you rather have $300 per month in your pocket and use it as you need throughout the year vs letting the government borrow $3600 from you interest free? It is nice to get a big chunk like that back at once too though, because if you keep it monthly, it'll probably go to misc. things and you won't feel it as much.