Hi,

   I finaly got in touch with my specialst. Who first told me i was in fact NOT eligible for the DIL process, then i was transferred to the DIL dept and was told I WILL be eligble for the DIL process in a couple weeks. I am very skeptical of sending them the documentation that want however. My paren'ts both passed last year and i have a pretty substantial amount of money in saving and invested, and i fear if i send them my bank statements and monthly pay stubs they may see this and give me a hard time.  You mentioned incentives is that just for SS or is DIL included? I don't think short sale will work as the home has been unoccpied for years and the ceiling has caved and there is mold etc.  This is also why i certainly don't want it back.