Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
Re: PRE-APPROVAL - Collections

jordanmedical wrote:

I would ask to pay them at closing so paying old ones won't make their activity more recent, possibly lowering your score. I would suggest paying the ones you can get to do a PFD for though.

I agree with trying to PFD on the collections however I would start with the oldest and offer under 40% since the are older the most likely will take your offer than work your way up to the newest.....and you will probably have to have them paid and the UW signed off on them before you get cleared to closed.