Hi Folks,

Probably cant do anything on this but thought I would ask :  My esrcow went up a bit this year through BOA and as I understand it..It is because the home insurance they paid out slightly more than projected. Same for property taxes..So what I was told was it left me with a shortage at one point in the year. I can reduce the payment if I pay the difference upfront to them which make zero sense . Last year they tried to add a surplus amount but because at no point was it projected below negative....I told them forget it chnage it back and they did . Since they paid slightly more than projected when it came time to pay the insurance and taxes about 100 bucks each..I assume I can't tell them forget it..not paying the increase...correct?

Appreciate your input and time.!