Regular Contributor
Ron6262
Posts: 137
Registered: ‎07-14-2012
Re: Here we go again......

   Yeah, my DTI with current home is only 11%   With new home included it would still be under 20% or so.  Her claimed income alone cannot support the new home which has a purchase price of $240,000.   The other factor is we are currently unmarried, we are debating if we should get married before trying this or not?  We planned on marrying later this summer anyways, so the timing doesnt really matter.

 

    She doesnt have a DP, I will have to give her that, which isnt a problem.  Its kind of complicated, would not have been a problem before 2008, but now everything is an issue.