Regular Contributor
Posts: 146
Registered: ‎12-04-2012
Re: Here we go again......
We are doing exactly what you are trying to do. You cannot claim rental income uses you have at least 2 years history being a landlord. If not you have to qualify for the new mortgage with the existing loan payment included in your dti.

And as far as I know anyone applying for
Mortgage had to qualify with credit scores