Contributor
Profit
Posts: 100
Registered: ‎06-14-2007
CCCU Personal Loans
Has anyone had success obtaining a CCCU personal loan? I was just approved for their credit card and thinking about using them for a loan as well.
New Contributor
jwes2155
Posts: 62
Registered: ‎04-19-2007
Re: CCCU Personal Loans
What amount did you ask for on your card?
Contributor
Profit
Posts: 100
Registered: ‎06-14-2007
Re: CCCU Personal Loans
I asked for $2k and was approved for $1k.
New Contributor
jwes2155
Posts: 62
Registered: ‎04-19-2007
Re: CCCU Personal Loans
I don't see why not,  I don't know of anyone who tried,  but let us know if it works out for you.
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
Re: CCCU Personal Loans
Let us know what your results are...
 
Rob
Regular Contributor
Bruiser
Posts: 209
Registered: ‎04-11-2007
Re: CCCU Personal Loans
[ Edited ]
previously: i got approved for their card with a 2k limit
 
i asked for a 2k PLOC and got denied just today
 
they did do a soft pull though, so it doesn't hurt if you ask them within 30 days of applying for their card
 
with the CLI they told me that they would need to do another hard pull, so I'll wait at least 6 months for that


Message Edited by Bruiser on 07-20-2007 03:20 PM
Valued Member
Jay1987
Posts: 52
Registered: ‎04-27-2007
Re: CCCU Personal Loans
posted this in the other thread, figured i'd post it here. I applied for their auto loan and just got a call back from them today. Everything got approved. Just have to send the documents over. The auto Fico score was 681 and she said that was considered "A" to them. I got the 6% rate listed on their website. I just filled out the application online - they called - explained the process and that was it. By far the quickest place i've dealt with.. The best part was they take into consideration payment history on the TL's you do have, if you do not have a long history like me because I am only 19, so not much can be done. She said if you open a checking account with them as well u get % off, as well as for being a new member - pretty good if you ask me. Good luck to anyone else who wants to apply with them... i'd for sure recommend them. I've been with Suntrust for 4 years.. have 5 different type of accounts with them and will be moving them to this place.
Valued Member
secchange
Posts: 70
Registered: ‎07-31-2007
Re: CCCU Personal Loans
at the risk of sounding dumb - who is cccu?  am on they east coast (NY) are they here?
Established Member
jasmine2007
Posts: 55
Registered: ‎07-05-2007
Re: CCCU Personal Loans
i am also from ny but i believe they are in ca correct me if i am wrong, they seem like very nice people and are very easy 2 work with