Member
cvvera01
Posts: 6
Registered: ‎08-30-2007
Re building credit on my way to a home in Illinois
I am a single mother with a $42,000 income in Illinois. I am tired of renting and my lease is up in Dec. my current scores are as follows 588, 549, and 612. I would really like to buy a home by the time my lease is up. Currently I am disputing a lot of inquiries and collections on my account that will hopefully come off of my credit report. I also have 2 car loans in my account and one will be taken off by Dec. because my brother is going to take me off as a cosigner (is this a good idea? he's never been late and there is only $8000 left to pay on the car) would this affect me or help when I apply for a mortgage loan. I also would like ideas on how to dispute certain things on my report? Anything that can help boost up the numbers.... Finally, I would also like to know if anyone knows any lenders and real estate agents that will work with some one with bad credit like me in Illinois.
 
Regards,
desperately seeking credit