Hi,

I recently had a collection account posted to my CRs from something that I thought I paid off almost 6 years back.  I am actively disputing this collection activity both with the agency as well the 3 credit bureaus as I am int he market to buy a home.  I am hoping that will be get taken off with the level of documentation I have provided and wanted to know to what level my score would increase.  Currently the 3 scores are 620, 634 and 650. This is the only derogatory information in my CRs.  My DTI is around 25%

 

Any insights will be helpful.Thanks

 

Paradise