Re: The Official NACA mortgage thread
10-23-2008 11:29 AM
I have to save $4800 total - $2700 for Shock and the rest for reserve. I only pay $600 for rent but want to qualify for $1200-1500. So, this is why my amount is high, shock is $900 if I don't use my retirement amount. I don't pay much for rent. Right now, I have my appt set to have the money by the end of Jan, but I am hoping to have the Shock by the end of Dec.
My counselor was very knowledgeable and patient.
12/09 FICO EQ 646 EX: TU:657 EX 647 (Mortgage broker pulled)
03/08 FICO EX:523 TU:558 EQ:561