Established Member
Dr-Acme
Posts: 13
Registered: ‎02-20-2008
Re: Evaluating Conventional vs. FHA (VA & USDA)

If someone has a credit score in the low 800's, total debt to income ratio of ~20% (with current mortgage or ~33% with potiential new mortgage) , around 21% down payment and another 14 months worth of mortgage in the savings; which would be the best deal for a 30 year mortgage? Would a conventional loan work best? Becasue it sounds like it might be...

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