I have a dispute notation - actually because I PUT IT THERE. CA reporting the date of the debt as 3/06 when it is from 4/04. They say 3/06 is when they acquired the debt, so the date is correct. Apparently EX agrees since I disputed and nothing changed. I called EX today and asked them to remove the note. I also called CA and they agreed to PFD - then emailed me a letter agreeing to the PFD. Hopefully somewhere between these two things, I'll get this cleared up - it's my only collectjon account.

I still have more than 30 days until closing so... fingers crossed!