Senior Contributor
mickie08
Posts: 3,299
Registered: ‎04-22-2008
Re: Mortgage docs - explanation of inquiries ??

If your DTI it going to be solid, it probably is not an issue.  One thing is that adding debt to your file is not really a way to improve your credit file unless you had no open credit lines, and then only if you are going tohave at least a year for them to age out.   My guess is you will have laready taken the hits for the inquiries and new accounts, but be aware that it is quite possible that your FICO is going to take some dings if those accounts have not been fully factored into it yet.  I am geussing that they have though. 

 

Good luck.