Valued Member
Posts: 43
Registered: ‎08-06-2010
Re: Mortgage docs - explanation of inquiries ??

I had to explain the inquiries that were made within the last 90days was no big deal.  The LO wanted to know any new accounts from the inquiry that were not listed on my report. eg. an inquiry from Capital One, what was it for and did this create an account.  They're looking for anything that will affect your DTI, at least that's what I was told.

Good Luck

Starting Score: EQ = 626 TU = 638
Current Score: EQ = 685 TU = 697
To Reach the Mountain Top: Both at 740 or Higher

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