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wcadj1220 wrote:

Thanks Mortgage man.  But what about USDA. The County I live in is approved for USDA loans.  Why are they different from FHA and Conventional?

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Not sure if you saw, but there was a part that talked about USDA as well.  The direct link is USDA & VA differences.

To add to the USDA section, effective in October 2011 there will start being a monthly fee amount on the Guaranteed version (Direct will remain no monthly fee).  The amount is .3% per year, or on a $100k loan it translates to roughly $25/mo.