Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011
Re: Disputes removed Issues
[ Edited ]

So you passed underwriting except the disputes - now the disputes are gone as they directed you to do - now your scores are lower because the dispute comments are removed?

 

It is my understanding that if scores drop between first pull and final pull it does not matter as long as there is no new credit/new accounts/new collections etc.  I've asked about this repeatedly because my AAoA is about to take a nosedive when student loans drop off any minute.

 

Also I'm assuming you are using FAKO scores because SW wouldn't catch this in my experience on EQ.  Your scores might not be as bad as these alerts are saying they are.

 

What comments have you read about Fannie and FHA that you are concerned about?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720