Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
Re: Disputes removed Issues

AUS is automated underwriting, yes.


Could you become an authorized user on your mother's credit cards to help your tradeline history?  It might be worth looking into.


Is your mom willing to be a co-borrower?  How would that make you feel about owning your own home?  Is this something you want or would you rather wait to do it w/o her help?


Unfortunately, besides getting some AU accounts going and building up your own credit with time, I don't have any other ideas - hopefully someone else will soon.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720