Re: Getting to 620...
02-13-2012 06:58 AM
For the one CC that was reporting a $15 balance, it's billing cycle closed on Feb 10th and, as of today, has already updated to $0 with EX (I have a subscription with Experian where I can pull update credit report data every day). In the past, I've found that EX is usually the quickest to update and TU and EQ always have a lag of a few days before they update. Fingers crossed that the $0 on all revolving accounts, except one, gets me a few points and that I get a SW alert in the next few days!!
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)