Valued Member
Posts: 40
Registered: ‎02-21-2010
Navy Federal Credit Union minimum FICO score for mortgage

Does anyone know what the minimum FICO score is for the Navy 100% mortgage program? I have a mid score of 602, but I just paid my revolving debt down from almost 100% total util to 40% (1 is 55% and the remaining 6 are 0%). I'm hoping my scores will improve 40-60 points, but I don't know if that will be enough. 


I've asked Navy the minimum and they won't tell me. I would especially be interested in hearing from anyone who has been approved recently for this program with a similar score. What debt to income ratios and rates did you get?  


Thanks for your help.  

Starting Score (5/16/16): EX=593, TU=587, EQ=572
Current Score (7/27/16): EX=622, TU=646, EQ=651
Goal Score: EX=725, TU=725, EQ=725

Take the FICO Fitness Challenge