Re: Judgment and UW
03-09-2012 03:53 PM
No, don't file a dispute.
You paid the judgment already. Did you record the Satisfaction of Judgment you received that day at court? It sounds like you got the "Satisfaction" and didn't record it. If it is recorded, then get a certified copy of the recorded satisfaction and supply it to you lender and to the CRA's .
Judgments last a lot longer than debt. In many jurisdictions they last for 20 years. Check your state's statutes to see how long the judgments last there. Even if it were not on your report, you still have to have the Satisfaction recorded because the title company/attorney will run your name and info to see if you have any outstanding judgments.
Filing a dispute in this particular instance won't solve your problem.
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