Frequent Contributor
Posts: 470
Registered: ‎02-07-2011
Re: Will cleaning up my credit report be enough?

Lawrence, looking at this and some of you other posts, it looks like you might be in a hurry to get into a new home? If that's the case, then there are some other things to consider, like down payment, other long-term debts you pay on, etc.


As for your question, what info did Transunion delete for you? Was it deleted, or is it disputed? What open credit cards do you have (if any), and what are the balances? If we had a bit more detail as to your situation, we may be able to give better advice Smiley Happy


Note, the score you're seeing on Transunion is not FICO score (search "FAKO" for more detail), so take the 670 you saw back out of the equation...

"Credit is purely a cash flow tool. Thinking of credit as extra money you didn't have before makes it an EXPENSIVE cash flow tool."