What do your reserves look like after you take the $2k out?  If you have enough left then go for it.  It certainly sounds like biking is an integral part to your life but you may have to decide whether missing a couple months of bikiing is worth waiting to have a house right next to a perfect biking location for the next few decades is worth it.  That's not anything we can tell you and you'll have to decide for yourself. Good luck.