Valued Member
languedoctor
Posts: 41
Registered: ‎04-23-2012
Re: July & August Closers
[ Edited ]

Very happy to be joining this thread.

 

Found a recently reno-ed ranch in a nice location in the town where I'll be working (not too far from Indy).

 

Not huge, but there's plenty of space for me and my dog. Looking forward to the low payments!

 

  • Asking Price: 123,900
  • Purchase Price: 108,000, plus $1500 seller's assistance (originally 117,500 with 3500 toward closing)
  • Submitted offer on: 5/18/12
  • Signed Purchase contract on 6/8/2012 (renegotiated following lender's appraisal)
  • Type of Loan: USDA Guaranteed / US Bank
  • Loan Rate: 3.75%
  • Loan Application Submitted: 5/14/2012
  • Loan Preapproval: 5/16/2012
  • Closing Date: 7/2/2012 (estimated, with 14 day allowance for USDA underwriting)

Starting Score (4/2012): 593 EQ
Current Score (6/2012): 666 EQ, 661 TU04, 688 EX
Goal Score: 750


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