Frequent Contributor
Posts: 367
Registered: ‎01-14-2012
Re: (Hopefully) My Journey to Homeownership
Do you have credit cards that would be paid off within 6-10 payments? If so, they can exclude the debt and that would help with DTI. When you get closer to closing, find out what they are estimating for homeowner's insurance on your new home. If you can get a premium well under what they're estimating, that will also help your DTI.