Today's update:

After 3 credit supplements, only one of which needed a conference call, my file is finally ready to go to "processing".  We are still waiting on a legal document from the marital home that is paid off, but LO says we are still OK to move forward without it and it will probably just be a condition.

I have emailed the sales agent twice this week to find out about when I can have my builder meeting, but no reply.  I'm trying to be patient, but we need to break ground by the 15th to stay on track.  If I don't hear back by Monday, I'll need to escalate to his boss.  I'm learning patience through the credit rebuilding/mortgage/homebuilding process, but I am also very much about adhering to promised timelines, darnit.