Best thing to do would be contact the HOA and find out whats keeping them from FHA. It might be tenant to renter ratio, land lease, funding, maint., or just paper work.
Starting Score (12/1/2010) - EQ: 495 / TU: 490
Current Score (11/3/2012) - FICO EQ: 705 / FICO TU: 696 / Transrisk: 753 / Vantage: 753
